Question:
Has anyone ever self payed and then had a complication arise?

   — MaryLisa D. (posted on November 20, 2002)

November 20, 2002
I am a self pay and had some problems in the hospital. As a result of these problems, I spent 6 extra days (total of 8 days) in the hospital. This added about $9500 to my cost. Funny part was my insurance would not pay for the surgery, but they are picking up the $9500 tab. Seems they covered the complications.
   — barbara A.

November 20, 2002
I was told that even though my insurance wouldn't pay for surgery (I self paid and they ended up paying little parts of my bills) if I had a complication and needed further treatment... the insuance would pay. I guess because then it would be medically necessary. I didn't have any complications though.
   — Tanya B.

November 20, 2002
I didn't self-pay but my insurer told me that if I had the surgery without approval they could deny it and all charges that resulted from it - including complications. Ack! Scared me. Fortunately zero complications. Good luck!
   — [Deactivated Member]