Question:
WILL BC/BS HMO CHANGE IN THE NEW YORK AREA 2004?

I AM IN THE PROCESS OF CHANGING INSURANCE FOR 2004 AND I NEED TO KNOW WILL BC/BS CHANGE IN 2004? AND ALSO WILL I HAVE A PROBLEM GETTING APPROVE SINCE I DID CHANGE, IN OTHER WORDS ONCE YOU CHANGE DO YOU HAVE TO HAVE A GRACE PERIOD. I PRAY FOR YOU ALL THAT GOD CONTINUES TO BLESS YOU ALL WHERE EVER YOU ARE IN YOUR JOURNEY!.    — D. WILLIAMS (posted on October 23, 2003)

October 24, 2003
I have BC/BS HMO and I had no problem getting approved and we have only been with this insurance company for a couple months when my husbands job changed owners. So I hope this is helpful. 14 days post op down 35 lbs. JoAnn
   — JoAnn D.

October 24, 2003
As long as you have continous coverage for 6 months before the change then you will be fully covered. I have the same insurance in NY and have had not problems. Everything went smooth the first time. Good Luck Tara 287/170/160
   — tara821

October 24, 2003
I have heard all kinds of rumors about BCBS changing their WLS policy in 2004. I am pretty sure that it depends on the policy your particular company has. You may want to call and verify so you will know what to expect. I have BCBS PPO in Alabama and I had no problems getting approval and 100% was paid. I have heard that in our state, you are going to have to pay 1/2 and BCBS will pay 1/2 starting 1/04. But at the same time, you know how RUMORS are. I think it is shameful for an insurance company to deny anybody this life changing surgery. Best of luck to you. Michelle Lap RNY 7/9/03 270/209/130
   — Michelle_S