Question:
ANYONE PURCHASED THEIR OWN INSURANCE

IF YOU AHVE PURCHASED A INDIVIDUAL POLICY , PLEASE LET ME KNOW. THE GOODS THE BADS. WHAT WAS THE WAITING PERIOD FOR SURGERY? WAS IT CONSIDERED PRE-EXISITING AND SO ON TELL ME EVERYTHING!!!    — cathywalden (posted on January 28, 2003)

January 29, 2003
I purchased my own insurance through Blue Cross/Blue Shield of MI. I picked a ppo because they will cover this type of insurance. There is a 6 months waiting period and it takes a while to get covered. You could end up paying more because your a high risk if you weigh enough. The best thing to do is to look into your local Chamber of Commerce to see if they have anything available. I only pay $540 a month for our whole family which is cheaper then the insurance offered through my husband's work. The coverage is great if you get Community Blue. Best thing to do is shop around and make sure they will pay for the surgery before signing up. I hope it helps. It has paid off for me and probably has saved my life. The 6 months was worth the wait.
   — jacutting