Question:
process of getting secondary insurance????????

I need a secondary insurance so I can get the surgery covered...when I apply for it, do I tell the company that it's going to be a secondary?? How does this work?! I'm SO clueless!    — lillydawg (posted on February 28, 2006)

February 28, 2006
yeah, I figured I probably shouldn't tell them...but how do I apply for a second insurance when I have one insurance already?? Is there a special process?
   — lillydawg

February 28, 2006
Typically Group health insurance will not coordinate with Individual coverage. Basically both will pay, or both wont. It will be VERY difficult for you to find an individual plan that will cover WLS or one that will cover you after. HIPAA laws do not apply to individual coverage, this is also a problem. The company will ask if you have other coverage, don't lie..but they shouldn't care if you have another coverage.
   — RebeccaP