Question:
Insurance question

I'm getting insurance but I'm not sure which to get I've heard some dont approve surgery so I was wondering if anyone knew for certain of ones that do or which questions I should ask them. thanks.    — kickstyle (posted on October 17, 2005)

October 17, 2005
It all depends on what company you are getting your insurance through. My job wouldn't pay for the premium to cover the surgery, however my husbands did. I would just call the insurance company with the group number or any information you have on the policy and ask if it covers gastric bypass surgery. I went through Aetna POS and I had no issues at all! I was approved within 24 hours and that was on their 3 month diet plan.
   — *Malena* M.

October 18, 2005
My insurance, First Choice, does cover it. However, they would not cover it for me because I am to healthy. I am 167 lbs over weight and have a BMI of 50, but because I have no 'life threatening' problems, I dont qualify. So, not only do you need to ask 'if they cover' the surgery, but ' for who' they will cover it for. Good luck.
   — Cheryl B.

October 26, 2005
Good luck....... I'm having the same question. I was just denied with Cigna after "jumping through hoops" for 7 months! I now have a choice with my job (school district) between Pacific Care, Blue Cross, or Kisier and ALL THREE said, "not covered even if medically necessary). Let me know if you find any company that has covered surgery since 7/1/05. PLEASE e-mail, [email protected]
   — Shelly S.