Question:
Has anyone heard of or even used Smarthealth Plus?

They said that they deal only with pre-existing condiions and that they will cover WLS. They also said that there was no waiting period. They also said that they were PPO instead of HMO.    — Dymone (posted on March 4, 2007)

March 4, 2007
You do understand that this isn't an insurance company...just a medical discount program, right? If you are expecting them to actually pay for your surgery like insurance you better check further. I found this information you might want to check out. http://www.protectivesmarthealthplus.com/Clients/Faqs.Aspx?u=
   — Laura G.