Question:
Do the letters

you write to the insurance company for your appeal really make a difference. I wrote a letter explaining my situation and it was from the heart. Also, I have gerd is that considerd co-morbidity? I also have gall stones and edema will that help in winning my appeal?    — jennie_jen (posted on October 11, 2003)

January 9, 2004
Hi, my name is Jamie. There is a difference between writing to your insurance company and appealing. It does make a differnce but also depends on what company you are dealing with. Often just "letters" don't get you very far only because people focus on just the "personal" aspect of it, in an appeal letter you put personal, facts and legislature, re-gather all your documents, IE..med nec. letter, labs, weight history, med. charts etc at them....often times they will open their eyes. Insurance Companies "look" for those who really do their research and know what they are talking about. I have helped 2 others with appeals so far so good. I do have 2 different types of appeals letters you can use. Regarding your co-morbids...Gerd is most certainly a co-morbidity due to obesity, gall stones if chronic during the duration of obesity is and yes edema is, you probably have more than you realize that you might not think "counts" I hope I have been of help. email me at [email protected] if you have more I can help with. Good luck. Hugs~Jamie
   — Jamie V.