Question:
I have Cigna - Cobra and Medicare. Who should be the primary

and who should be the secondary insurer? I was told that since it is cobra, Medicare is the primary. But I've also been told that no matter if it is Cobra or not, Cigna is the primary. Anyone know for sure?    — RoxanneF (posted on June 20, 2003)

June 20, 2003
It is my understanding that a private plan is primary over a government plan. To be sure - just call CIGNA.
   — Susan B.

June 20, 2003
Private is primary over government. The medicaid will just pick up the balance that the primary doesnt pay.(if covered)
   — Sarah H.

June 20, 2003
I have the same for my husband and we called. Cigna cobra is primary. When that ends the Medicare is primary.
   — ZZ S.

June 21, 2003
If CIGNA is your primary - be VERY prepared. You are in for the fight of your life, literally! Have 5 yrs of medical records from your doctor, all the tests your bariatric surgeon requires, and CIGNA is now requiring a 26-week(6 month)medically supervised diet with at least monthly weigh-in within the last year. You have to have medical records of that diet. They are requiring me to also have a Dietician evaluation, an exercise person evaluation as well. Stinks, huh?
   — Sunie I.

June 21, 2003
Cigna is primary and Medicare is secondary.
   — Bonnie