Question:
Which federal insurance plan is

Which federal insurance Plan is more cost effective Basic or standard for 03' I am thinking about switcing plans for 2003    — April N. (posted on October 19, 2002)


October 19, 2002
hi there,I am not sure if mine is better or not but I have the standard Mailhandlers and I got approved in 3 days and have only had to pay $14.00 of my surgery.I dont like the prescription plan.....they have a $500.00 deductable.I hope this helps
   — kevinnbeth

October 19, 2002
I currently have GEHA(Government Employees Hospital Association) I have the high option (next year the deductible will be $300 I think, but if you are hospitalized add another $100. High option if you go to a preferred provider and hospital will cover 90%. So expect to pay anywhere between $2500 or more.
   — babrewer

October 19, 2002
I had open RNY on 3/6/02 and I have the standard Federal BC/BS. All my expenses came to about $48,000--pre-op testing, psych, surgeon, and hospital bill. I was in the hospital for a week because I had congestive heart failure a three days after surgery--I also had lots of breathing treatments and a doppler test for blood clots. My out of pocket expenses were about $1100. I don't know what the changes are for next years plans.
   — jan M.




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