Question:
Does anyone know if it cost an employer to have an exclusion removed from the policy?

I have a exclusion on my policy that you can not have the WLS even if it is medically needed. I was just wondering how most employers are to react to this question of them removing the exclusion. Anyone have any answers. You can also e-mail me [email protected] Thanks!    — Laurie W. (posted on March 3, 2002)

March 3, 2002
It's been about 15 years since I worked in the insurance department of a major corporation but this is what the story was then. We negotiated our health insurance policy on an annual basis. After arriving at a cost we could afford and the coverage we wanted, we signed a contract with the insurance company that was good for one year. Any changes we made to the policy during that year cost us a penalty. I can't quote you exactly what the cost was, sorry, I honestly don't remember. I have a vague memory of it being a relatively substantial $ amount though. Now, like I said, this was 15 years ago and things may be done differently now. Good luck!
   — Pam S.