How much do I provide my insurance on the 1st try?

My insurance (Aetna) requires 5 years of medical records & proof of 6 mos. of Dr. supervised diets - I have both. However, I have the fear of being denied because I only have a few less severe co-morbidities and have not been MORBIDLY obese for a full five years. BUT, I ALSO have my Primary care docs. letter, documentation from Weight Watchers & an exercise program, handouts on calorie counting and menus from my doctor and more. I'm wondering whether to go with the "hit them with everything I've got" strategy and turn in everything when requesting approval, or should I give them the "bare bones" requirements on the initial approval request and save some ammunition in case I'm denied and need to appeal and provide more information. What has been your strategy?? Thanks!

We greatly appreciate your interest in helping us build our Q&A database. To discourage vandals from posting garbage, however, we require people to register before posting.

You must be logged in to post an answer. Click here to log in.

×