BCBS of TN help approval until date went into effect to deny now as my secondary

MY BCBS OF TN-PPO IS PRIMARY. THEY WITHHELD APPROVAL ON MY SURGEONS REQUEST FOR OVER 3 WEEKS WAITING FOR THE COMPANYS RENEWAL DATE OF 2/1/02-BECAUSE AFTER THAT DATE THEY DONT COVER IT ANY MORE. NOW I HAVE MEDICARE AS MY SECONDARY AND I KNOW IT DOESNT NEED APPROVAL, BUT I WILL HAVE TO PAY 20% MYSELF. HAS ANYONE EVER HAD THIS SITUATION? I AM TOLD THAT MY PART MAY BE $4,000. BUT THEY CANT BE CERTAIN. OF COURSE I DONT HAVE THAT MUCH. HAS ANYONE HAD THE SURGERY WITH MEDICARE AND THEN BEEN GIVEN A PAYMENT PLAN BY THE HOSPITAL? MY SURGERY WOULD TAKE PLACE AT MEDICAL CENTER EAST IN BIRMINGHAM, AL. I AM JUST SO CONFUSED AND DIS-HEARTED NOW I CANT REALLY THINK CLEARLY. I JUST NEED ANY ADVICE ANYONE MAY BE ABLE TO OFFER. THANKS EVERYONE-GOD BLESS YOU ALL

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