My Insurance tells me that I DO NOT need a referral from my PCP to see a surgeon...

Has anyone ever heard of this?? I talked to my Surgeon's office and they said to get one just in case some people goofed at the insurance company. Problem is, is that I have spoken to 6 different people there, and they each tell me that I DON'T need one. I went to my PCP 'just in case' and haven't heard back from him, so I called the Insurance again, to find out... Turned out he did send in a referral, but they discounted it because I 'don't need one'. Should I just go ahead with my scheduled appt. with the surgeon (in 10 days) without further thought of the referral? Practically everyone I talk to say that their Insurance company NEEDS the referral FIRST. Thanks for your input, I am literally SCREAMING inside!! --Annie

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