Can I proceed with secondary insurance, and still appeal a denial from the primary ?

I have dual insurance coverage. Tricare standard is my secondary insurance, and my surgeon assures me that Tricare standard will cover my surgery. However, I will be stuck with 20% of the bill, and for major surgery, that's a lot. If my primary insurance company (Cigna) denies me, I intend to appeal. Can I go forth with the surgery and let Tricare standard cover, and then let them duke it out in the event that I can get the denial overturned?

We greatly appreciate your interest in helping us build our Q&A database. To discourage vandals from posting garbage, however, we require people to register before posting.

You must be logged in to post an answer. Click here to log in.