If my insurance denies me, can I upgrade my policy so that it would?

I have not yet had my first consultation with my doctor yet, but I am scheduled for the 12th of this month. I work for a small Association, and I am not certain if it is covered under the policy we have. My question is, if they do not cover this procedure in my company's policy, can I pay out of my pocket the additional cost to have the surger covered? Has anyone done this?

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