My insurance covers for out of network services....

My plan states "Plan pays for 70% of next $5,000.00 of covered services after a $300.00 individual deductible is met and pays 70% of the next $10,000.00 of covered services after a $600.00 family deductible is met." At the risk of sounding stupid, what is the amount that I will have to come up with out of pocket. My plan also has an out of pocket maximum that states "After you have reached the maximum associated with the coverage option you elect, (which is above), the Plan pays all further allowable covered expenses incurred in that year at 100%. I am not educated in insurance areas, especially ones that are worded as such. Any information that could be given to me I would greatly appreciate. Thank you.

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