I have a High BMI. has anyone on here gained weight just so they could get approved?

This may sound like a terrible question. I know it sounds really horrible. But, I have just been wondering after reading all the posts for those who are under a bmi of 40. Has anyone who had a BMI slightly short of 40 and didn't have any comorbitities that the insurance company would consider purposely gained weight to get approved? If I were in a position where I only had to gain 10-20lbs and had other health problems, and really decided that I needed surgery, that is a thought that might cross my mind. So, has anyone done this before?

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