I am switching to my husband's insurance

I was just denied through my company's insurance, BCBS, and my husband's company is having an open enrollment March 1st. I have proof of continuous coverage since July '01 which is about 19 months. My question is my new insurance will take affect March 1st, there is no wait, so can I have my surgeon submit paperwork March 2nd? Or should I wait a month or so. My husband's insurance is United HealthCare and is supposedly easy to work with. Has anyone done this and been successful? Has anyone had any problems switching insurance companies? Also, I'm not dropping BCBS since it's an employee benefit and costs almost nothing. Thanks...Ginger

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