Just realized that I purchased a medical bridge policy

The policy pays $500 dollars per hospital confinement which I could use towards my oop expense or for my deductible payment.The only thing is it wont pay for elective surgery unless ts reconstructive for a covered illness nor will it pay for a preexisting condition.My question is since Ive been fat all my life is this preexisiting although I have not sought treatment in the last 12 months and is WLS still considered elective if my health insurance covers it as a medical neccesity?

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