Has anyone had Humana PPO with an exclusion in policy for WLS ????

I have talked to acouple different employees with my ins . carrier and was told if surgery was medically necessary they would cover and one said it would not . How hard will this exclusion on the policy be to get approval ? I have all the pluses ... BMI , several comorbids , . I really need the surgery and want to proceed , also any recommendations on Dr. in San Antonio ?/

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