What do you think?

I have insruance (for 2 months)(The Mega life and health insurance company) that has a specific exclusion. The exclusion states "weight loss or modification, or complications arising therefrom, or procedures resulting therefrom, or for surgical treatment of obesity, including wiring of the teeth, and all forms of surgery preformed for the purpose of weight loss or modification" I am 5'11" 380lbs (BMI 53) and have bad knees, depression, as well as extreme sever sleep apnea (102.7 per hour). I am leaning toward the surgery, however everyone in my family (Wife, parents, etc.) are totally against it. I am considering self paying for the surgery, (have applied and approved for the money)if I have to do so. My questions are: Has anyone delt with the Mega life and health insurance company? Should I go ahead and schedule and have the surgery or wait till the insurance company (hopefully)approves it? Is the surgery reversable? How long would I be off or unable to work. I work at home on online. Has anyone tired/used Spirulina after their surgery? Sorry this is so long.

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