Please help! Federal Govt. employees

I have just been told by Federal BC/BS that they do not preauthorize any surgery, that you just have to have it and basically hope that they will pay. They say if it is medically necessary then there shouldn't be a problem. Well, we all know that isn't necessarily the way things are done with WLS. Can any of you tell me if you have BC BS federal and had surgery and they denied payment? I was told by BC BS that all federal plans are like that. Are there any of you that have other federal health insurance that can share your experiences with me? I just found this out and open season closes Monday so I am in a bind trying to figure out what to do. Thanks for your help.

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