Has anyone received benefits from Physicians Mutual Ins Co while in hospital for WLS?

I received a brochure in the mail from Physicians Mutual Insurance Company & it states that I can receive $100 per day, each day, that I am in the hospital for any covered hospital stay, all I have to do is sign the form & send it in. After reading further, it states that benefits are paid only for confinement that is medically necessary. I would assume that WLS is covered under this plan. Have any of you collected benefits from this insurance compnay? The $100 per day would definitely help pay some bills since I will be off of work for a while. Thanks.

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