If Insurance covers the procedure, do moist Docters still require a down payment?

I have BC/BS PPO if Michigan. I have already checked and they require NO preapproval and saifd they do cover the surgery. BUT I ahve been reading some posts on the board and I am kind of worried. Do most Docters require a self pay down payment? Also in anyone's experience, does the insurance cover all of the procedure, and if not does th remainder need to be paid up front. I know it is different with most Docters....

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