I have Aetna PPO ins. and will have to pay 40/60%

I found out today that my Ins. Co. Will only pay 60% of my surgery and I will have to pay 40%. I am pretty sure I am going to go through the Bariactric Treatment Center in Ypsilanti, MI. Has anyone else used them and had to pay 40%? If so approximately how much was the total 40% and what were the options they gave you for payments? I talked to the girl in the Ins. dept in charge of getting approvals and she said they would most likely discuss this with me after my surgery... Just curious. Thanks! Renee Donalson

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