Has anyone used Home Depot Part Time ins. for Lap surg.?

I will have part time benifits (TX) in about 90 days, I know the policy has no exclusion etc. but it does limit per hospital stay to $7500 (with specific limits on surg. fees etc.)The Dr. I will use is in network so I was just wondering if anyone had I rough idea of what my portion will be. Thanks!

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