Should I get a credit card?

Though I have insurance, I have to pay some money upfront. My surgeon requires $700- no problem, I already have that. There is a good possibilty that I'll have to pay something upfront to the hospital- this I don't have. I am still awaiting approval, so I don't have a date set. Once I have this info the hospital can contact the insurance company and then I will know how much I need upfront. My delima is this- I don't have anything to sell, I cannot work a second job and I have noone to borrow from. I have contemplated getting a credit card with a low interest rate in case I need it for the hospital. I have been in credit card debt before (many years ago) so it scares me. Has anyone else went this route? Did you regret it later? I want WLS more than anything right now, but I fear all of the bills that will follow (my insurance pays 70/30) and then a credit card bill also. Thanks for any comments!

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