Has anybody ever been approved without a previous 5 year history of BMI of 40?
I have a long history of a BMI of 40, but I had a weight loss of 140 lbs., that I've gained back of course. My problem is that I didn't fully gain it all back until 2 1/2 years ago - so I have the other 2 1/2 that my BMI was not yet 40. I'm so depressed about it. I can't figure out what I should produce to the insurance company. If I show my last 5 year weights, I won't have a BMI of 40 for all the years. I have a letter from my doctor stating that I weight 256 in 1987 when I first came to see her and that I now weight 270. She does say that I have tried to lose in between there and did lose over 100 pounds once, but that I have gained it all back. She state that I had other weight related co-morbities, high blood pressure, etc. and that she thinks these would greatly benefit by the loss of my weight. I have a psych eval that says I'm mentally stable. So that's all I have. One letter from my PCP and one from the psychiatrist. Is that enough? I'm afraid that I'll get denied if I just send in those two. Any ideas out there on advice of what to do?
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