Does anyone have experience with the national health club chains?

I'm starting to think about a place to work out after I have my surgery. I'm planning to walk for cardio but would also like to work out with weights. I'm interested in something more open-ended than Curves, with free weights and machines. I know that many of the chains are (a) expensive; (b) not always comfortable for chubby gals. Does anybody have recommendations? I may just look for what's close or try the YMCA but am curious as to whether anyone's tried 24 Hour Fitness, Gold's Gym, etc. Thanks!

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