I'm planning to self-pay; any chance of insurance payback later?

My insurance specifically excludes treatment for obesity, including complications of any treatment. My BMI is 36, so it would hard to make a case for morbid obesity, though I do have diabetes (lots of medication needed), high BP, and high cholesterol. I'm planning to self-pay (about $23K for LAP band; just got the home equity loan). Does it seem likely that after I have the surgery and see great improvement in my co-morbidities that I could talk insurance into paying me back? Maybe just a pipe dream!

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