What should I do regarding plastic surgery

I have lost a total of 125lb. I have a hernia and was hoping to have a "tummy tuck" along with my hernia repair. the plastic surgeon said that my insurance denied the claim- I have Health Net-formaly PHS. I cannot tell you how devastated I am. I called my INS CO and was informed that no claim was ever presented to them,,,,, QUE?? I then called the P.S and was told that they did not submit the many pictures of my "tummy" because they were told outright that it would be considered cosmetic. ... I am lost as to what to do nxt.. Do I find another P.S who will take the chance and send my photos-- or do I insist that they do it correctly ?? .....To make matters worse I am engaged to be married in less than 3 months ...... so I need help ASAP ... I feel soooo unattractive with this nasty extra skin......... What to do?

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