I have made up my mind to switch Ins providers.

Hi everyone, I have been racking my brain on if I should switch Ins. co because at this point Im with Kaiser (NORTH) and have the option with staying with them under cobra or switch to bluecross. Under cobra my monthly payments will be $178. I was told that since I have Kaiser now that blue cross doesn't apply the pre-existing 6 month period. The only thing is that I will have to pay 25% and other fees that Ive seen on here that other member are speaking about like the surgeon fee. Kaiser is very slow dont want to wait that long. Please tell me if Im doing the right thing. Also it I am are there any good PCPs in my area. I live in the bayarea(oakland,richmond, berkley)

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