No insurance, no loan, no way?

I guess that my situation differs a bit from many of you. I tried upon 3 occasions to get WLS. The first two times I was rejected because of age. The third time (I was 19 and within the past year) I was rejected, had an appeal rejected, and another appeal rejected. I don't really think my doctor was completely on my side, but I was so frustrated that I let my insurance expire and am no longer insured (for the first time in my life). I recently found this site and have begun new hope of having WLS. My question is where do I start? I have done countless hours of research on the internet, but I can't find any answers of my own and hoped some people could help me. I can't really get a large loan because I'm young with little credit (I have a few credit cards and have had a phone and apartment in my name etc.). I have a job that only pays 5.45 an hour, but will be starting a job that pays 13 an hour in Janurary (I don't know if this information has any bearing but felt I should include it). I can't really get a loan to pay for the surgery, and I don't have any insurance. I could make payments, but as above stated don't have a chance at a loan. I could use my paycheck to buy insurance that would cover me, but then I have to worry about PPO's, HMO's, pre-existing conditions, insurances that wont cover me, etc., and my research hasn't proven anything to help me discover a company I can rely on. I'm 400 pounds on a 5'10" frame, so I have no doubt that I need the surgery, and any logical doctor should agree, but I need to pay for it. I have no problem spending every time of my money on payments, or insurance, and even selling off what assets I have. Anything to pay for this, but I don't even know where to begin. Any ideas at all?

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