Self-pay WLS patients please help

I am a 31 year old with a BMI of 35 with a few co-morbidities, but my insurance will not approve me. I have sent an appeal letter that came back denied. My doctor is going to write another letter, but the office staff has mentioned self-pay to me. He wants $3600 for his bill, but I am wondering about the hospital bill. Can you tell me about how much it will be (for a lap) and how you paid for it? Does the hospital need some money down? Any info would be helpful! Thanks!

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