Does Prudential HMO in Fl. cover surgery?

I now have Avmed, and have been told it will not cover the surgery so I need to change. I've heard that Prudential (which is now Aetna) is very good. They have several plans and I wasn't sure which one I should get. I would prefer to get the HMO because it's less expensive, but has anyone been approved by them? What about the PPO or POS? I would have to pay 20% with those, from what I understand. Anyone that could help me, it would be greatly appreciated. Thanks Tess [email protected]

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