Anyone know of any LOANS for WLS?

Hi All, I was wondering if you could supply me with any information about applying for a loan for this procedure. Unfortunately, I am not covered under my insurance plan, so I have opted to go to Spain to get the LapDS. I have guesstimated that everything will probably come to about $20,000 USD. However, at this time, I only have about half of this. Do you know of any banks or federal programs that would give me a loan even though I would be getting this done overseas? Also, I have no credit line! Will this effect my ability to even apply for one? I would greatly appreciate any info, advice or links you could provide. Megan

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