Out-of-Pocket Costs with BC/BS Federal Plan

I have BC/BS Federal Plan. I would like to hear from others as to how much you had to pay out-of-pocket. Gastric Bypass is listed as a covered procedure in their insurance manual, and BC/BS will not precertify surgery or payment. I have seen a surgeon at BTC and had a psych evaluation. BTC has an insurance review panel that will review all of my documentation. I am still concerned though as to how much this will cost me financially. What if I have the surgery and, God forbid, my insurance covers nothing! If anyone has had this surgery with BC/BS Federal, please let me know what your costs were. Thanks. Paulette

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