Where do I begin?

I am a 46 y/o very obese woman. I am 5' tall and weigh 332 lbs. I am diabetic, have high blood pressure, arthritis in my neck, acid reflux, bad knees, I can't sleep at night and I can only take a few steps before becoming winded. I have been steadily gaining weight, despite dieting and trying to go to Curves three times a week. My doctor has been suggesting WLS for a couple of years now, but there's been an issue with insurance. I now have insurance, but I'm not even sure they'll pay for the surgery. I don't know where to begin. Do I take it upon myself to get an appointment with a surgeon or do I have my PCP start the ball rolling with the insurance company? Someone please help!!!

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