Will an appeal letter help even if there is an exclusion clause in my policy?
My policy states in my limiations and exclusions "Any surgicial procedure to reduce obesity" will appeal even work? I want to fight but don't want to keep getting slapped in the face with denials. Also if I send proof that I have lost weight on my own with dieting. Won't that just prove that I can lose weight so I don't need surgery to the insurance company? Keeping it off is the problem but do they see it that way? P.S. Thanks to all for the kind emails from my posting. You all helped raise my spirit!!
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