Anyone had a panniculectomy at time of WLS then later had a TT covered by insurance?

My BMI is over 50 and I have a large panni. I am considering having my panni removed at the time of my WLS. I am worried if insurance will cover a TT later if I develop a lot of loose saggy skin from the weight loss. Anyone else know if insurance will cover the second TT if it is needed???

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