SELF PAY, HERNIA WEEK LATER.....INS COVER HERNIA?

Im saving up for the surgery...but has anyone had it where if they had a complication later that ins would cover that? Saving up for the surgery has been a major accomplishment for me and I am hoping anything later associated will be covered(Our family has double coverage and it iritates the heck out of me that I have to pay for this at all)

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