Help me to figure my out of pocket costs with tricare standard, please??

My husband has just been deployed and I have my initial consult in January. It is my understanding that we will be covered by Tricare Standard. When I called Tricare rep, she said our zip code did not come up even though we are over 50 miles from Offut AFB. I plan on having a Lap BPD DS with Dr. Sudan at Creighton Hospital in Omaha. Alissa from Dr. Sudan's office told me that Dr. Sudan and the hospital are participating preferred providers and I am trying to figure out how much money I need to put in my flex pay account to cover out of pocket expenses next year. Anyone who has any experience with Tricare that can help me would be GREATLY appreciated. Thanks in advance. Allison

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