Does it make a difference if you have two insurances?

I have State Group Employees of Louisiana as my primary insurance. State Group generally does not approve this surgery unless they are brought to court. Tri-Care is my secondary insurance, and has been known to approve this surgery quite often. I am wondering if anyone has had this type of situation, and if their secondary insurance stepped up and covered without the primary insurance paying. I would appreciate any info that could be passed along my way......Thanks! Kimber

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