Treatment of obesity exclusion in policy?

My insurance starts on Nov.1, 1999 and when reading through the policy that I just got in the mail today, it is mentioned several times that "Treatment of obesity will not be considered treatment of an illness." and also under the Benefit Details section it says "Benefits will be paid only if the Covered Expenses are:for services and supplies that are:Medically Necessary. Under the section "What's not covered under the C/MM(Comprehensive/Major Medical)" it says "treatment for obesity" again. Well on to my question. I need to know if anyone has come across this problems and when filing for pre-approval, do you think or have you had experience that there has been approval after appeal in situations as such when using my co-morbidities as a reason for WLS? Sorry this is so long I really need to know. Anyone interested in chatting privately please mail me at [email protected] Thanks Char Gibson Tulsa,OK USA Age 28/5'7"/410/BMI 66.4

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