I have been denied twice what next?

My insurance co. has denied 2X . they say even if surery is medically necc. They will not pay due to exclusion " no weightloss/obesity surgery" The 1st time I was denied I went to HR. They inturn sent it back to in. Co. for "review" and it was denied again. someone please tell me where to go next. My. Dr suggested Walter, Which brings me to another question, If anyone has used Walter and you don't live in Cal, How much is He? (approx.) Thanks

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