I am so confused about my insurance right now, Matthew Thornton Blue,

blue cross blue shield... I have read everything on this site pertaining to this, some people were covered with no problem, some people have had to do appeal after appeal, and some people are suing the insurance company, what decides these types of outcomes??? alot of these seem to be the same type on insurance but they all state different type of exclusions, and people have been approved with the written exclusion?? I am really confused and dont even know if it will be worth if for me there is a strict exclusion for WLS for obese and morbidly obese for any reason at all no matter what, so will i get approved or am i wasting my time, it is so confusing, i am also insurance illiterate so that does now help!!!

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