plastics.go with the surgeon you felt most comfortable or less expensive???

I saw a surgeon yesterday-top of the line, double board certified-featured in top maga-EVERYTHING-good patient feedback-however, he is going to be more expensive and he says he doesn't submit anything to the insurance company for coverage I would have to do all that work-I did get the insurance company to approve my breast reduction already. However the other surgeon, who the insurance company approved for breast reduction only charges 4000 for total abdominoplasty-which surgeon yesterday said was cheap-It would be more affordable for me to go with him, but I would prefer to go with the more expensive surgeon-however I would be looking into taking out a loan to pay for him-I have so much money owed in student loans already-and i still have a 1yr to finish in college-but took some time off to do me for awhile. I feel like even if I have to take a loan for either doc 4000 dollars will be easier for me to pay off faster-I'm very unsure of what to do-I know you get what you pay for? The 4000 dollar surgeon(cheaper one)says to me that I am a vehicle for his work so he would never do something to me that would not look good because I am representing him and he even told me if I didn't feel comfortbale with him then go and see someone else-He also told me he only does the total abdominoplasty because I would be unhappy with just a panni and he does not think it looks good at all-He seems ok-His office just isn't the greatest but the hospital is good it's where I had my bypass surgery.So i don;t know what to do???HELP

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