DOES ANYONE OUT THERE HAVE BC/BS IF MINNESOTA AND THEY PAID FOR YOUR TUMMY TUCK?

MY CLAUSE SAYS THAT THEY WOULD PAY FOR ONE BUT, THERE HAD TO BE INCISION PROBLEMS AND DIFFICUTLY IN HYGEINE. BUT IT SAYS YOU HAVE TO HAVE BOTH PROBLEMS. ANYONE OUT THERE HAVE THE SAME PROBLEM?

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