Has anyone experienced denial because insurance says you haven't been MO long enough?

Unfortuanately for me, I received a denial letter from my insurance saying that I don't meet the requirements for being MO for 3 years or longer. They say that my highest weight to put my BMI at 40 or greater was in August of 2004. Does this mean that I have to wait until 2007 to have surgery? Or will August 2006 make 3 years.....2004,2005 and 2006? They also say I need the 6 month supervised diet,which would put me past August. Anyone have ANY suggestions for me? I would greatly appreciate anyones thoughts and or prayers. Thank you so much. Tracy

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