If BMI is <40, do the co-morbidities have to be of 2 years duration

My BMI has been documented at just under 40 for the last 5 years and my cholesterol has been borderline high (220 or so) and BP is also borderline high. I have not been medicated for either things. Last week I saw a dr. to check, and my BMI was 39.75, and cholesterol was 275, bp was 154/104. she immediately put me on meds. My question is, do the co-morbidities have to have been for 2 years? I can just see BCBS saying that I now have to wait 2 more years and keep my BMI at least 35 because my co morbidities just occurred.

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